Compass Mortgage - Your Credit

Your Credit

Your credit history helps mortgage lenders decide how much credit you are eligible for, and at what interest rate. The better your credit history, the more likely you are to qualify for the best mortgage programs.

Get a Free Credit Report Every Year in New Hampshire
The FACT Act entitles New Hampshire consumers to one free "Personal Credit Report" each year. Make sure accurately reflects your creditworthiness.

Increase your Credit Score With Proper Credit Management
Increase your credit scores NOW by disputing the inaccurate credit information in your credit file and by requesting your old negative records be removed.

Tips When Consolidating Debt
Reduce your debt and repair your credit through debt consolidation.

Credit Misconceptions
What's true and what's not. What can affect whether you qualify for the home of your dreams?

How to Fix Your Credit
If you have reason to believe bogus or inaccurate information appears on your credit report, YOU HAVE THE RIGHT under the Fair Credit Reporting Act to dispute inaccurate information that might harm your credit rating.

How Credit Reporting Works
How the credit system works and how it affects your ability to qualify for financing and buy a house.

Credit Reports – What Do They Show?
A credit report is a detailed accounting that includes personal information, your credit history, inquiries, and public records.

Credit Scores – How Do You Rate?
The better your credit score, the more likely you are to qualify for a New Hampshire mortgage loan.

Personal Credit Reports
What is the difference between a "Credit Report" and a "Personal Credit Report"?

The FACT Act and Your Credit
Several studies have shown that credit bureau data is riddled with errors. Your new home could be at stake, so make sure your credit report is accurate.

How Your Divorce Affects Your Mortgage
If your former spouse is late in making mortgage payments on a property that you are still jointly obligated on, it will affect your credit hurt your ability to purchase a house of your own. What else do you need to know?

For details on how your credit affects your ability to obtain a mortgage, call Charley Farley at (603) 471-9300 or e-mail charley.farley@weloannh.com.

Compass Mortgage Inc. - 172 Route 101 - Bedford, NH 03110-5416
Office Phone: (603) 471-9300 Fax: (603) 472-8811 Toll Free Phone: (877) 211-5300

Homebuying Made Easy®

Licensed by the New Hampshire Banking Department.
Equal Housing Lender | Member, New Hampshire Association of Realtors® | Member, Mortgage Bankers and Brokers Association of New Hampshire | Member, National Association of Mortgage Brokers (NAMB) | Federal Housing Commissioner Approved Lending Institution (HUD) | Agent, US Department of Veterans Affairs Home Loan Guaranty Services

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