FannieMae provides financial products and services that make it possible for low-, moderate-, and middle-income families to buy homes of their own. Since it began in 1968, FannieMae has helped more than 63 million families achieve the American Dream of homeownership.

Fannie Mae does not lend money directly to home buyers. Instead, it works with lenders (like Charley Farley at Merrimack Mortgage Company, Inc.) to make sure they don't run out of mortgage funds, so more people can achieve their goal of homeownership.

To view or print a copy of FannieMae's Guide to Refinancing, click here:

http://www.fanniemae.com/global/pdf/homebuyers/refinance.pdf

Have specific questions about refinancing? Would you like to know how much refinancing will save you? Call Charley Farley at (603) 471-9300 or e-mail charley@charleyfarleyhomeloans.com.