Get a Free Credit Report Every Year in New Hampshire

 

family_car.jpgThe FACT Act entitles New Hampshire consumers to one free “Personal Credit Report” each year using a Web site called http://www.annualcreditreport.com/

Consumers can also call (877) 322-8228 (toll-free)
or mail a written request to:
Annual Credit Report Request Service
P.O.Box 105281
Atlanta, GA 30348-5281

 

Order FREE Credit Report

 

Other Free Reports:

You may be entitled to additional free "Personal Credit Reports" within 60 days of notification that your credit was used to deny or adversely impact your efforts to secure one or more of the following:

  • Credit
  • Employment
  • Insurance
  • An apartment rental
  • A government license

You may also be entitled to a free “Personal Credit Report” if you have been unemployed, the recipient of public welfare, or if you have reason to believe info on your credit report is inaccurate due to fraud.

Warning: A number of Web sites offer what are described as free credit reports, but all require trial subscriptions to credit monitoring services for a fee. The new Web site, mandated by federal law, is marketing-free until you get to the end of the ordering process. Then you will find plenty of advertising for additional credit services – none being nearly as valuable as the report you just got for free.

If you don't qualify for a free report:

We recommend you order a copy of your "Personal Credit Report” (Consumer Disclosure) ONLINE directly from each individual repository: TransUnion, Equifax and Experian. Many "merged” credit reports that combine TransUnion, Experian, and Equifax data can make it difficult to determine which repository is reporting what information. Ordering the report directly from the repository will make the process of disputing inaccuracies easier.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
http://www.equifax.com/

TransUnion
2 Baldwin Pl.
Chester, PA 19022
1-800-632-1765
http://www.tuc.com/

Experian
701 Experian Pkwy.
P.O. Box 2002
Allen, TX 75013
800-787-6864
http://www.experian.com/

 

Have a question about your credit and qualifying for a mortgage in New Hampshire? Call Charley Farley at (603) 471-9300 or e-mail  charley.farley@weloannh.com.




Compass Mortgage Inc. - 172 Route 101 - Bedford, NH 03110-5416
Office Phone: (603) 471-9300 Fax: (603) 472-8811 Toll Free Phone: (877) 211-5300


Homebuying Made Easy®

Licensed by the New Hampshire Banking Department.
Equal Housing Lender | Member, New Hampshire Association of Realtors® | Member, Mortgage Bankers and Brokers Association of New Hampshire | Member, National Association of Mortgage Brokers (NAMB) | Federal Housing Commissioner Approved Lending Institution (HUD) | Agent, US Department of Veterans Affairs Home Loan Guaranty Services

"Homebuying Made Easy" and "NH First-Time Homebuyers Club" are registered trademarks of

"Homebuying made Easy" and "NH First-Time Homebuyers Club" are registered trademarks of Compass Mortgage, Inc. All rights reserved.

Disclaimer and Terms of Use  | Privacy Policy | Copyright © 2008 Compass Mortgage, Inc.

All rights reserved.





© 2008 Myers Internet, Inc. All Rights Reserved

Powered by: Myers Internet, Inc. | Admin Login